So what do you look for when applying for a credit card for your small business? One thing is for sure, wasting money isnt an option because it can make or break your business. Things to look for are low interest rates and good customer service.

Ask around for companies with good customer friendly service. Some will let you off late payments time after time while others will come down like a ton of bricks. You need them to be flexible as you never know when you may run into problems

Make sure you dont go with one because of a low introductory offer. You want a long term one as you may not have time every six months to be jumping from one to another. Before signing up for one read the small print, remember it could save your business.

Look out for special bonuses companies offer. Some times companies such as Visa or American Express join with other companies to save you money on anything from shipping or office supplies

Here are two small business credit card options but look around for more and weigh up the benefits for each one

American Express Business Gold Card

No annual fee for the first year

No pre-set spending limit

Save at known brands, such as Staples, FedEx and Hertz

When you enroll in the Membership Rewards program, you earn points virtually every time you use your eligible, enrolled Business Card.

Online Account Management

Car Rental Loss and Damage Insurance

CitiBusiness Platinum Select Card

The CitiBusiness Platinum Select Card is the card built for small businesses and includes:

A generous credit line
Low rate on purchases
Additional cards for employees
Free quarterly and annual account summaries
Free 'Ask the Experts' service

A great place to find out more about credit cards is the internet, one useful site is: http://www.credit-card-index.com

http://www.credit-card-index.com/visa-small-business-credit-card.html